I have been out of work now for over 18 months and I am coming towards the end of my tether as far as financial matters are concerned. The problem is when I got made redundant I had to use all of the pay off that I received in order to clear my debts. I was hopeful that I would soon get another job and be able to start things afresh. Unfortunately this is not the case and I have built up a large amount of debt mainly through the use of credit cards.
I also owe quite a lot of money to a P2P Lending company and I am finding that it is a very hard struggle to pay this money back. I think that I would rather prioritize my debts to the P2P lending scheme as at least these offer an affordable rate of interest and I know that once it has been paid off that will be the end of the matter. Indeed as long as I keep up the payments then there is a good chance that they will offer me a further loan, this will be very useful at this point in time.